> Flood Coverage for damage caused by floods is not included in ordinary homeowners and commercial policies, but must be added as an endorsement. Flood insurance, which also covers damage caused by mudslides, is available through a program run by the Federal Insurance Administration; contact your agent or call (800) 427-4661 for more information.
> Dependent Property This refers to a kind of business-interruption endorsement on a commercial policy that protects you from financial losses caused by problems somewhere other than your business. “Dependent property” is defined as property not owned, operated or controlled by you but on which you are dependent for normal business operations.
> Workers' compensation Most employers are required by law to provide workers' compensation insurance through a state system operated by the Department of Labor & Industries. Worker comp pays an employee's medical expenses and provides some income replacement when a worker is injured on the job.
Get
a Quote - Oregon Life
Insurance Policy Advisor
Protect your financial dependants! Oregon Life insurance can be a safety
net to ensure a stable future for them if you should die. The other benefit
of Oregon Life Insurance is that policy holders may draw against their
policy when they need money for retirement, college for their children or if an unexpected
job loss occurs.
Some types of Oregon Permanent Life
Insurance include:
Oregon Whole Life Insurance
Oregon Universal Life Insurance
Oregon Variable Universal Life Insurance
Think about your spouse and children. You never know when a disaster
may occur. Our life insurance advisors can help you determine which coverage is best for you based on your needs and what you can afford. Basically, there are two types
of Oregon life insurance: Term Life
and Permanent Life Insurance.
Oregon Term Life Insurance is simply a period of time that the policy holder
chooses with a coverage end date. Secondly, Oregon Permanent Life Insurance
covers you for a lifetime and offers many more variations. This type of policy
is considered a cash value accumulation. Whichever choice you make, you need
Oregon life insurance to protect the future of your family if you should die
unexpectedly.
If you live in the following cities and need an Insurance Advisor or to get a
quote, you should contact our Oregon Insurance Advisors today:
Albany
Ashland
Beaverton
Bend
Canby
Central Point
Clackamas
Coos Bay
Corvallis
Cottage Grove
Dallas
Eugene
Forest Grove
Grants Pass
Gresham
Hermiston
Hillsboro
Hood River
Klamath Falls
La Grande
Lake Oswego
Lebanon
Mcminnville
Medford
Newberg
Ontario
Oregon City
Pendleton
Portland
Prineville
Redmond
Roseburg
Salem
Sherwood
Springfield
The Dalles
Troutdale
Tualatin
West Linn
Wilsonville
Woodburn
Did You Know?
Generally, you must report as income any amount you receive for your disability through an accident or health insurance plan paid for by your employer.
If both you and your employer have paid the premiums for the plan, only the amount you receive for your disability that is due to your employer's payments is reported as income. If you pay the entire cost of a health or accident insurance plan, do not include any amounts you receive for your disability as income on your tax return. If you pay the premiums of a health or accident insurance plan through a cafeteria plan, and the amount of the premium was not included as taxable income to you; the premiums are considered paid by your employer, and the disability benefits are fully taxable.
Oregon External Sites
Risk Management Division Safety & Risk Unit
Access limited to agency Risk Coordinators and Safety Advisors. ... Contract liability is not covered by the state´s self-insurance fund. ... March 22, 2004
We have worked with agency Safety Advisors and Risk Coordinators. They can help your managers apply it. The state Self-Insurance Property Policy is u
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Latest News
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Legal Disclaimers The information provided on Oregon Insurance Advisors.com is not intended to be insurance advice, but merely conveys
general information related to insurance issues commonly encountered.
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Call 866-227-9356 or contact a sales rep
Did You Know?
Risk Management Division Safety & Risk Unit