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February 26, 2010  
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  Insurance Advisors Hot Topics
 

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Insurance Advisors Terms


  > Fleet coverage
This is multi-vehicle coverage that applies to businesses that rely on a number of vehicles and need to insure them collectively.
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  > Destroyed or damaged records
If your business records are destroyed or damaged by a covered peril, this insurance will compensate you for the inability to collect income and for the cost of reproducing the records.
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  > Health Maintenance Organization (HMO)
Managed-care insurers — known generally as HMOs — use a primary care physician as a gatekeeper to screen patients and see that appropriate treatment takes place at the lowest level possible. In order to see a specialist or receive specialized care, patients must see the gatekeeper physician first and be referred on.
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Who is Oregon Insurance Advisors.com ?

Oregon Insurance Advisors.com is the only exclusive Insurance-Advisor directory online. Not only do we offer this unique service as an exclusive listing for insurance advisors across the country, we also provide news articles from around the nation. Oregon Insurance Advisors.com 's resource center includes a user-friendly interface, frequently asked questions, statistical data, and a 24-hour emergency assistance program. We provide content that is important to any potential user searching for an insurance advisor. We consider ourselves a one-stop insurance advisor shop.

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Our philosophy is simple. We use an exclusive user-friendly zipcode program to eliminate the competition between insurance advisors around the country. For example, when a potential client enters a keyword phrase in Google, they will see our paid sponsorships and organic results listed in Google. The potential client can then click on our banner ad to be routed directly to our homepage. Once at our homepage, the potential client will be prompted to enter their zipcode for immediate assistance. The zipcode program refers potential clients only to insurance adivisors listed on our site with an exclusive listing. Our clients are featured on Oregon Insurance Advisors.com with a professionally designed website by swidigital.com - a full service multimedia and advertisement company.

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Our exclusive marketing strategy has already produced tremendous results. The internet is quickly becoming the future for insurance companies across the country and will continue to grow as the first source of contact for businesses and their clients.

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If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Oregon Insurance Advisors today:

  • Albany
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  • Troutdale
  • Tualatin
  • West Linn
  • Wilsonville
  • Woodburn
       
 
Did You Know?    
 
 
LLC envelope offers substantial advantages over other entities
There are at least five common circumstances when a tax regime other than an S corporation may be more appropriate: 1) the business cannot qualify as an S corporation; 2) the one-class-of-stock limitation for S corporations cannot accommodate certain business terms agreed to by the parties; 3) the business involves appreciating assets (i.e., assets that have, or are likely to have, a fair market value in excess of basis), such as real estate; 4) the business has considerable debt and the owners anticipate significant losses;15 and 5) the wage-reduction tax strategy explained previously will not benefit the owners because either the primary income of the business is excluded from self-employment tax16 or, in the case of newly formed companies, one or more employee-owners already receive aggregate wages or self-employment income from an existing business in an amount which approaches the taxable wage base limitation

 
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Latest News
  Latest Insurance related news in Oregon and nationwide: Mar 02, 2007 - Keep Health Coverage After A Job Change
Most individuals go through a number of life events that affect their health benefit needs and the choices they make. Ther
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Mar 02, 2007 - More Americans Struggle With Health Care Costs
TUESDAY, Dec. 12/2006 (HealthDay) More Americans are forced to spend more of their family income on health care, and more
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Jul 14, 2006 - Hurricane Insurance Claims Paid in Mississippi Approaching $3 Billion Mark
Jackson –Commissioner of Insurance George Dale announced today that insurance companieshave paid out nearly $3 billio
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