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July 20, 2010  
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  Insurance Advisors Hot Topics
 

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Insurance Advisors Terms


  > Long-Term Disability (LTD)
Long-term-disability plans provide income for an individual who cannot work because of an illness, disease, or non-occupational injury. Most plans require that the individual be a full-time employee for at least one year before the disability coverage applies.
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  > COBRA Benefits
COBRA stands for “Consolidated Omnibus Budget Reconciliation Act of 1985,” which requires companies with 20 or more employees to offer separating employees the option to continue their group health-care coverage at their own expense.
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  > Earthquake coverage
Quake coverage is available as additional coverage to standard commercial property and casualty policies. Earthquake coverage is available throughout Washington state, although it is relatively expensive for masonry structures and business operations with high-risk inventory or equipment.
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Are the necessities in your life insured? Unfortunate events can be unpredictable; be prepared! Oregon Insurance Advisors are advisors specializing in the vast field of insurance. Insurance ranges from home and auto insurance to life and health insurance. We will provide the highest-quality Oregon insurance advisors in Oregon.

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If you are in need of insurance coverage, contact one of our Oregon Insurance Advisors today.

While types of insurance vary widely, the primary goal of insurance is to allocate the risks of a major loss to an individual. Our Oregon Insurance advisors specialize in all different areas of insurance. Whether it is auto insurance or disability insurance, our Oregon advisors will point you in the right direction.

 
Data for the Finance & insurance sector    
 
 
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in Oregon
Establishments 2,349
Revenue ($1,000) Not Available
Annual payroll ($1,000) 989,212
Paid employees 27,318

Source: U.S. Census Bureau Insurance carriers and related activities
 

An insurance advisor's main purpose is to get you on the right track regarding any or all types of insurance. With all of the different choices and options out there, it can be overwhelming and mind-boggling when it comes to deciding which policy best suits your needs. This where our Oregon Insurance Advisors come in!

Below are related topics that Oregon Insurance Advisors handle:

  • Auto Insurance
  • Renters Insurance
  • Oregon Business Insurance
  • Property Insurance
  • Health Insurance
  • Oregon Disability Insurance
  • Homeowners Insurance
  • Hurricane Flood Insurance
  • Life Insurance
  • Oregon Medical Insurance
  • Travel Insurance
  • Oregon Title Insurance

If you are in need of insurance coverage, contact one of our Oregon Insurance Advisors today.

 

Contact our Oregon Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Oregon Insurance Advisors today:

  • Albany
  • Ashland
  • Beaverton
  • Bend
  • Canby
  • Central Point
  • Clackamas
  • Coos Bay
  • Corvallis
  • Cottage Grove
  • Dallas
  • Eugene
  • Forest Grove
  • Grants Pass
  • Gresham
  • Hermiston
  • Hillsboro
  • Hood River
  • Klamath Falls
  • La Grande
  • Lake Oswego
  • Lebanon
  • Mcminnville
  • Medford
  • Newberg
  • Ontario
  • Oregon City
  • Pendleton
  • Portland
  • Prineville
  • Redmond
  • Roseburg
  • Salem
  • Sherwood
  • Springfield
  • The Dalles
  • Troutdale
  • Tualatin
  • West Linn
  • Wilsonville
  • Woodburn
       
 
Did You Know?    
 
 
LLC envelope offers substantial advantages over other entities
There are at least five common circumstances when a tax regime other than an S corporation may be more appropriate: 1) the business cannot qualify as an S corporation; 2) the one-class-of-stock limitation for S corporations cannot accommodate certain business terms agreed to by the parties; 3) the business involves appreciating assets (i.e., assets that have, or are likely to have, a fair market value in excess of basis), such as real estate; 4) the business has considerable debt and the owners anticipate significant losses;15 and 5) the wage-reduction tax strategy explained previously will not benefit the owners because either the primary income of the business is excluded from self-employment tax16 or, in the case of newly formed companies, one or more employee-owners already receive aggregate wages or self-employment income from an existing business in an amount which approaches the taxable wage base limitation

 
 
Oregon External Sites    
 
 

Risk Management Division Safety & Risk Unit
Access limited to agency Risk Coordinators and Safety Advisors. ... Contract liability is not covered by the state´s self-insurance fund. ...
March 22, 2004
We have worked with agency Safety Advisors and Risk Coordinators. They can help your managers apply it. The state Self-Insurance Property Policy is u

 
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Latest News
  Latest Insurance related news in Oregon and nationwide: Mar 02, 2007 - Mental Health Parity Act
The Mental Health Parity Act, MHPA, of 1996 requires plans that offer mental health benefits to set lifetime dollar limits
Read more >


Jul 14, 2006 - NCUA Issues Interim Rule Amending Share Insurance Coverage
The NCUA Board has issued an interim final rule amending share insurance to clarify coverage and implement changes require
Read more >


Jan 18, 2006 - Progressive Group, Drive Insurance Company
NEW YORK (January 12, 2006) — Drive® Insurance from Progressive ("Drive") Group President Bob Williams ra
Read more >


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