> Stand-Alone Prescription This plan type provides prescription-drug coverage, which generally means the insured person can obtain prescription drugs at a set price of a few dollars, but does not include any other coverage.
> Preferred Provider Organization (PPO) PPOs are comparable to indemnity plans, although they require subscribers to choose their health-care providers and health-care facilities from a preferred-provider list. Because the preferred providers have agreed to the plan's requirements, including discounted fees, subscribers have a financial incentive to stay within the network.
> Employment practices This kind of coverage will help defend against employment-related claims such as sexual harassment, age discrimination, or wrongful termination. Some policies offer legal assistance; others may pay both legal costs and damages.
Are you prepared for a health related emergency? Our health is one of the most important aspects of our lives. Oregon Health Insurance is a necessity and one of the smartest purchases that you could possibly make. Don't put yourself at risk of having to pay a large medical bill. Anything can happen at anytime!
The main reasons that Oregon health insurance is necessary:
To avoid expensive medical bills
In case of emergencies
Hospital visits
Doctor visits
Treatment, whether the condition is mild or severe
Health maintenance organizations, also known as HMO's, are one of the most common types of Oregon health insurance. Selecting this type of health insurance
involves choosing a physician from a list of HMO doctors in a certain area. This
becomes the primary physician and in order to see a specialist, the main doctor
will have to write a referral. While this option is less flexible than other
options, it is also less expensive.
Preferred provider organizations, also known as PPO's, are another common type of Oregon health insurance. With a higher premium, the policyholder
is allowed more flexibility, such as seeking medical care from a physician outside
of the PPO network and not needing a referral from their primary physician. When
seeking medical attention outside of the PPO network, the insurance company will
usually reimburse the policyholder for up to 80% of the medical bill.
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in Oregon
Establishments
2,349
Revenue ($1,000)
Not Available
Annual payroll ($1,000)
989,212
Paid employees
27,318
Source: U.S. Census Bureau Insurance carriers and related activities
Contact our Oregon Insurance Advisors
If you live in the following cities and need an Insurance Advisor or to get a
quote, you should contact our Oregon Insurance Advisors today:
Albany
Ashland
Beaverton
Bend
Canby
Central Point
Clackamas
Coos Bay
Corvallis
Cottage Grove
Dallas
Eugene
Forest Grove
Grants Pass
Gresham
Hermiston
Hillsboro
Hood River
Klamath Falls
La Grande
Lake Oswego
Lebanon
Mcminnville
Medford
Newberg
Ontario
Oregon City
Pendleton
Portland
Prineville
Redmond
Roseburg
Salem
Sherwood
Springfield
The Dalles
Troutdale
Tualatin
West Linn
Wilsonville
Woodburn
Did You Know?
Payments you receive from qualified long-term care insurance contracts will generally be excluded from income
As reimbursement of medical expenses received for personal injury or sickness under an accident and health insurance contract. Also, certain payments received under a life insurance contract on the life of a terminally or chronically ill individual (accelerated death benefits) can be excluded from income. Refer to Publication 17, Your Federal Income Tax, Chapter 13, Other Income.
Oregon External Sites
Risk Management Division Safety & Risk Unit
Access limited to agency Risk Coordinators and Safety Advisors. ... Contract liability is not covered by the state´s self-insurance fund. ... March 22, 2004
We have worked with agency Safety Advisors and Risk Coordinators. They can help your managers apply it. The state Self-Insurance Property Policy is u
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Latest News
Latest Insurance related news in
Oregon and nationwide:
Mar 02, 2007 - Mental Health Parity Act The Mental Health Parity Act, MHPA, of 1996 requires plans that offer mental health benefits to set lifetime dollar limits Read more >
Jul 14, 2006 - NCUA Issues Interim Rule Amending Share Insurance Coverage The NCUA Board has issued an interim final rule amending share insurance to clarify coverage and implement changes require Read more >
Jan 18, 2006 - Progressive Group, Drive Insurance Company NEW YORK (January 12, 2006) — Drive® Insurance from Progressive ("Drive") Group President Bob Williams ra Read more >
Legal Disclaimers The information provided on Oregon Insurance Advisors.com is not intended to be insurance advice, but merely conveys
general information related to insurance issues commonly encountered.
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Data for the Finance & insurance sector 
Did You Know?
Risk Management Division Safety & Risk Unit