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February 26, 2010  
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  Insurance Advisors Hot Topics
 

Auto Insurance
Health Insurance
Life Insurance
Homeowners Insurance

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Insurance Advisors Terms


  > Stand-Alone Life
This plan type provides life insurance but does not include any other coverage.
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  > Business interruption
If you're unable to run your business due to a covered peril (fire, storm damage, vandalism and so on), business interruption insurance will replace lost income, pay ongoing expenses and pay costs involved in getting you set up in a temporary facility.
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  > Professional liability
Often called “malpractice insurance” or “errors and omissions coverage,” these policies protect professionals such as accountants, lawyers, doctors, dentists, pharmacists, insurance brokers and agents, and consultants, for negligence that injures their clients.
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   Get a Quote - Oregon Health Insurance Advisor
Get a Health Insurance Quote

Are you prepared for a health related emergency? Our health is one of the most important aspects of our lives. Oregon Health Insurance is a necessity and one of the smartest purchases that you could possibly make. Don't put yourself at risk of having to pay a large medical bill. Anything can happen at anytime!

If you are in need of health insurance coverage, contact one of our Oregon Insurance Advisors today to get a quote.

The main reasons that Oregon health insurance is necessary:

  • To avoid expensive medical bills
  • In case of emergencies
  • Hospital visits
  • Doctor visits
  • Treatment, whether the condition is mild or severe

Health maintenance organizations, also known as HMO's, are one of the most common types of Oregon health insurance. Selecting this type of health insurance involves choosing a physician from a list of HMO doctors in a certain area. This becomes the primary physician and in order to see a specialist, the main doctor will have to write a referral. While this option is less flexible than other options, it is also less expensive.

Preferred provider organizations, also known as PPO's, are another common type of Oregon health insurance. With a higher premium, the policyholder is allowed more flexibility, such as seeking medical care from a physician outside of the PPO network and not needing a referral from their primary physician. When seeking medical attention outside of the PPO network, the insurance company will usually reimburse the policyholder for up to 80% of the medical bill.

If you are in need of health insurance coverage, contact one of our Oregon Insurance Advisors today to get a quote.

 
Data for the Finance & insurance sector    
 
 
(1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies.(2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services in Oregon
Establishments 2,349
Revenue ($1,000) Not Available
Annual payroll ($1,000) 989,212
Paid employees 27,318

Source: U.S. Census Bureau Insurance carriers and related activities
 

 

Contact our Oregon Insurance Advisors


If you live in the following cities and need an Insurance Advisor or to get a quote, you should contact our Oregon Insurance Advisors today:

  • Albany
  • Ashland
  • Beaverton
  • Bend
  • Canby
  • Central Point
  • Clackamas
  • Coos Bay
  • Corvallis
  • Cottage Grove
  • Dallas
  • Eugene
  • Forest Grove
  • Grants Pass
  • Gresham
  • Hermiston
  • Hillsboro
  • Hood River
  • Klamath Falls
  • La Grande
  • Lake Oswego
  • Lebanon
  • Mcminnville
  • Medford
  • Newberg
  • Ontario
  • Oregon City
  • Pendleton
  • Portland
  • Prineville
  • Redmond
  • Roseburg
  • Salem
  • Sherwood
  • Springfield
  • The Dalles
  • Troutdale
  • Tualatin
  • West Linn
  • Wilsonville
  • Woodburn
       
 
Did You Know?    
 
 
Payments you receive from qualified long-term care insurance contracts will generally be excluded from income
As reimbursement of medical expenses received for personal injury or sickness under an accident and health insurance contract. Also, certain payments received under a life insurance contract on the life of a terminally or chronically ill individual (accelerated death benefits) can be excluded from income. Refer to Publication 17, Your Federal Income Tax, Chapter 13, Other Income.

 
 
Oregon External Sites    
 
 

Risk Management Division Safety & Risk Unit
Access limited to agency Risk Coordinators and Safety Advisors. ... Contract liability is not covered by the state´s self-insurance fund. ...
March 22, 2004
We have worked with agency Safety Advisors and Risk Coordinators. They can help your managers apply it. The state Self-Insurance Property Policy is u

 
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Latest News
  Latest Insurance related news in Oregon and nationwide: Mar 02, 2007 - Keep Health Coverage After A Job Change
Most individuals go through a number of life events that affect their health benefit needs and the choices they make. Ther
Read more >


Mar 02, 2007 - More Americans Struggle With Health Care Costs
TUESDAY, Dec. 12/2006 (HealthDay) More Americans are forced to spend more of their family income on health care, and more
Read more >


Jul 14, 2006 - Hurricane Insurance Claims Paid in Mississippi Approaching $3 Billion Mark
Jackson –Commissioner of Insurance George Dale announced today that insurance companieshave paid out nearly $3 billio
Read more >


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